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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Identity Theft Survey Report 2003 - Problems experienced (Part II).
· When the crime is detected more quickly, fewer problems emerge. Among those who
discovered the Identity Theft within one month of the initial crime, 26% reported having one
or more of these problems. This compares to 76% of victims having such problems when
the misuse is not discovered for at least 6 months.
· One-in-five Identity Theft victims said they have experienced problems obtaining or using
credit cards in the wake of having their personal information misused. Credit card problems
were worst for those who experienced four or more distinct misuses of their information
(58% reported problems).
· Similarly, 20% of Identity Theft victims reported being harassed by a debt collector. 18% report being turned down for a loan; another 13% have had other banking problems such as being turned down for a new bank account, having checks rejected or appearing on a bad check list.
· Lower income households reported having more problems with being harassed by a debt
collector (34% of those with incomes of less than $50,000) and being turned down for a loan
(29% of those with incomes below $25,000).
· Non-whites reported more problems than whites. Also, younger victims (especially those
between 25 and 34) were more likely to experience these types of problems than older
victims.
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