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Credit Report and Score<br>Related Legal Information  

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What if deleted items reappear on my Credit Report?


On occasion, a negative listing that was recently deleted will eventually be verified by the creditor. The Fair Credit Reporting Act requires that the Credit bureau inform you of reinstatement of a previously deleted listing. The FCRA also makes it more difficult for Credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on your credit history once they've been deleted.
 
If an item is re-reported, that the Credit bureaus initially removed, we will re-dispute it for you, at no extra charge. It is a very simple matter to challenge the listing again at a future time in order to press for permanent deletion.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Have you ever been turned down on a credit application? - Auto Resources Guide ...

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Sometimes if you contact a business on your credit report and work out a repayment plan, the business will remove the negative report. Cleaning off disputed items, repaying old debts, and keeping your bills paid up all mean positive points and a better ...
Have you ever been turned down on a credit application? - Auto Resources Guide ...
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