Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Credit repair companies worth the money. Many advertisements on television, in newspapers, and on the Internet promise to correct a bad credit file for a fee. Such companies promise to erase negative information, even a bankruptcy, from your Credit Report. But in fact, negative information may be legally removed from your Credit Report only if it is inaccurate or if the 7- to 10-year reporting period has expired. In most cases, Consumers willing to spend the necessary time and effort can do everything credit repair companies can do, for much less money. If you've already enlisted the services of a credit repair company, you're protected under the Credit Repair Organizations Act. Among other provisions, the CROA requires credit repair companies not to charge you until they've delivered the promised services. You have the right to sue any company that violates the act.
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Return to all Credit Report legal information
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