Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Step 3: Correcting your Credit Report.
If you find any factual mistakes or out-of-date information in any of your Credit Reports, you should contact the particular Credit bureau immediately, in writing, using certified mail with a return receipt requested to show when you sent the letter and when it was received. Under the Fair Credit Reporting Act, the Credit bureau must investigate your dispute within 30 days.
Once the agency receives your inquiry, it will check with the creditor whose information you are questioning. You should receive a written notice telling you the results of the examination within five days of its completion, as well as a copy of your corrected Credit Report if it has been changed because of your complaint. If you win your case, the creditor is required to notify the other credit agencies so they can correct their credit records.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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