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Fair debt Collection Practices Act - What debts are covered.


Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for medical care, or for charge accounts.
 
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Have old debts? The collector might be too late.

Washington Post
After the time runs out, unpaid debts are considered “time-barred.” Collectors are allowed to contact you about time-barred debts. However, under the federal Fair Debt Collection Practices Act, they cannot sue you for a debt that's time-barred.
Have old debts? The collector might be too late.

Have old debts? Read up on your rights.

Washington Post
The Fair Debt Collection Practices Act defines a debt collector as someone who regularly goes after money owed to other parties. Debt buyers pay pennies on the dollar for defaulted debt. I certainly don't question the right of firms to collect on debts...
Have old debts? Read up on your rights.
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