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Fair debt Collection Practices Act - How may a debt collector contact you.


A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves. 		 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Have old debts? Read up on your rights.

Washington Post
The Fair Debt Collection Practices Act defines a debt collector as someone who regularly goes after money owed to other parties. Debt buyers pay pennies on the dollar for defaulted debt. I certainly don't question the right of firms to collect on debts ... 		Have old debts? Read up on your rights.

FTC Announces $2.5 Million Fine for Unfair Debt Collection Practices

Sacramento Bee
Establish a sell by date for all debt: It should be illegal to sell or attempt to collect debt that is more than seven years old, which is too old to be reported on a credit report under the federal Fair Credit Reporting Act. Require debt collectors to ... 		FTC Announces $2.5 Million Fine for Unfair Debt Collection Practices
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