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Credit Report and Score<br>Related Legal Information  

Credit Report and Score
Related Legal Information

To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you

 
 

Information is Credit Report.


Your personal Credit Report contains:
 
Your name, current and previous addresses, phone number, Social Security number, date of birth and current and previous employers. Your spouse's name may appear on your version of the Credit Report, but it will not appear on the version that is provided to others. This information comes from your credit applications, so its accuracy depends on your filling out the forms clearly, completely and consistently each time you apply for credit.
 
Specific information about each account such as the date opened, credit limit or loan amount, balance, monthly payment and payment pattern during the past several years. This information comes from companies that do business with you.
 
Federal district bankruptcy records and state and county court records of tax liens and monetary judgments. This information comes from public records.
 
The names of those who have obtained a copy of your Credit Report. (On your copy of your Experian Credit Report, addresses are included.) This information comes from the Credit Reporting agency.
 
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Legal Articles about Credit Report
Credit Report Frequently Asked Questions   Start to work under Free Credit report, Information is credit report
 
 

NEWS

 
Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

BBB Advises Consumers To Check Credit Reports Regularly With Credit Bureaus

STLtoday.com
To help ensure the privacy and protection of your personal information, go to AnnualCreditReport.com directly to request your free annual credit report either through a secure website, by phone or by mail. AnnualCreditReport.com will not approach ...
BBB Advises Consumers To Check Credit Reports Regularly With Credit Bureaus

Your credit score is too important not to maintain

Chicago Tribune
You have three FICO scores, computed based on information obtained from the three major credit bureaus (Experian, Equifax and TransUnion). All the credit card companies, finance companies and significant retailers report monthly information to the ...
Your credit score is too important not to maintain
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