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Free Credit report, Identity theft - What You Can Do

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Credit Report and Score<br>Related Legal Information  

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Identity theft - What You Can Do.


• Order a copy of your Credit Report from each of the three major Credit bureaus. Your Credit Report contains information on where you work and live, the credit accounts that have been opened in your name, how you pay your bills and whether you’ve been sued, arrested or filed for bankruptcy. Make sure it’s accurate and includes only those activities you’ve authorized. By law, Credit bureaus can charge you no more than $9 for a copy of your Credit Report. See “Credit Reports,” below, for details about removing fraudulent and inaccurate information from your Credit Report.
 
• Place passwords on your credit card, bank and phone accounts. Avoid using easily available information like your mother’s maiden name, your birth date, the last four digits of your SSN or your phone number, or a series of consecutive numbers. When opening new accounts, you may find that many businesses still have a line on their applications for your mother’s maiden name. Use a password instead.
 
• Secure personal information in your home, especially if you have roommates, employ outside help or are having service work done in your home.
 
• Ask about information security procedures in your workplace. Find out who has access to your personal information and verify that records are kept in a secure location. Ask about the disposal procedures for those records as well.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Identity theft: Minimizing risk for employees

Business Management Daily
How can an employer protect employee records from the threat of identity theft? Here are some steps you should take to secure employee records and minimize identity theft risk factors. Conduct background checks. To prevent insiders from stealing ...
Identity theft: Minimizing risk for employees

IRS fighting identity theft, and you can too

Fort Worth Star Telegram
If you think you're at risk of identity theft because of lost or stolen personal information, contact the IRS Protection Specialized Unit at 800-908-4490 immediately so the agency can secure the tax account. You'll be asked to complete the IRS Identity ...
IRS fighting identity theft, and you can too
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