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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Call the fraud units of the three principal Credit Reporting companies.
Equifax: To report fraud, call (800) 525-6285 or write to P.O. Box 740250, Atlanta, GA 30374-0250. To order a copy of your Credit Report ($8 in most states), write to P.O. Box 740241, Atlanta, GA 30374-0241, or call (800) 685-1111. To dispute information in your report, call the phone number provided on your Credit Report. To opt out of pre-approved offers of credit, call (888) 567-8688 or write to Equifax Options, P.O. Box 740123, Atlanta GA 30374-0123.
Experian: To report fraud, call (888) EXPERIAN or (888) 397-3742, fax to (800) 301-7196, or write to P.O. Box 1017, Allen, TX 75013. To order a copy of your Credit Report ($8 in most states): P.O. Box 2104, Allen TX 75013, or call (888) EXPERIAN. To dispute information in your report, call the phone number provided on your Credit Report. To opt out of pre-approved offers of credit and marketing lists, call (800) 353-0809 or (888) 5OPTOUT or write to P.O. Box 919, Allen, TX 75013.
Trans Union: To report fraud, call (800) 680-7289 or write to P.O. Box 6790, Fullerton, CA 92634. To order a copy of your Credit Report ($8 in most states), write to P.O. Box 390, Springfield, PA 19064 or call: (800) 888-4213. To dispute information in your report, call the phone number provided on your Credit Report. To opt out of pre-approved offers of credit and marketing lists, call (800) 680-7293 or (888) 5OPTOUT or write to P.O Box 97328, Jackson, MS 39238.
Contact all creditors with whom your name or identifying data have been fraudulently used. For example, you may need to contact your long-distance telephone company if your long-distance calling card has been stolen or you find fraudulent charges on your bill.
Contact all financial institutions where you have accounts that an identity thief has taken over or that have been issued in your name but without your knowledge. You may need to cancel those accounts, place stop-payment orders on any outstanding checks that may not have cleared, and change your Automated Teller Machine (ATM) card, account, and Personal Identification Number (PIN).
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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