﻿<?xml version="1.0" encoding="UTF-8"?>
<feed version="0.3" xmlns="http://purl.org/atom/ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xml:lang="en">
  <title>Love and Marriage, Family Affairs</title>
  <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com" />
  <modified>2006-11-11T19:15:10Z</modified>
  <tagline>Love is a many Splendid Thing, but after the birds fly away and life settles in, Be Protected, just in case things don’t work out! 50 percent of marriages end in divorce, check further on link!</tagline>
  <id>tag:legalhelpmate.com,2008:5</id>
  <copyright>©2004-2005 Legal Helpmate Corp. - Legal Document Service.</copyright>
  <entry>
    <title>Why Avoid Probate?</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/living-trust-article-10.aspx" />
    <modified>2006-11-11T00:00:00Z</modified>
    <issued>2006-11-11T00:00:00Z</issued>
    <created>2006-11-11T00:00:00Z</created>
    <summary type="text/plain">If there is a will involved, the court will follow the instructions specified in the will as long as it follows the laws of the state. If in fact, there is no will, the court will distribute the assets, according to the law. If you are concerned about some people interest more then others, you must leave a will, otherwise the court will have no way of knowing your wishes.</summary>
    <author>
      <name>Legah Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Do you have friends or relatives that have experienced probate? If you do, their advice more then likely will be, to do anything you can to avoid it. If you are unfamiliar with probate and the problems it can create, find out what you can do to avoid it. Below is an explanation of the basics.</subject>
    <content type="text/html" mode="escaped"><![CDATA[When someone dies his or her assets are distributed according to the laws of your state. Probate court analyzes the assets, property or money and other things of value. The court will pay any debts for bills owed, and distribute anything leftover to you heirs.]]></content>
  </entry>
  <entry>
    <title>A Harvard Law School Takes a look at Prenuptial Agreements</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/prenuptial-agreement-news-20.aspx" />
    <modified>2006-09-21T00:00:00Z</modified>
    <issued>2006-09-21T00:00:00Z</issued>
    <created>2006-09-21T00:00:00Z</created>
    <summary type="text/plain">A recent release of a paper by a Harvard Law School Olin Fellow explains that about 5 percent of married people have such an agreement, although the facts are that more then 50 percent of marriages end up in a divorce. This Harvard Law graduate explains what she has discovered.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>What is The Reason that Most People, Don’t Have a Prenuptial Agreement?</subject>
    <content type="text/html" mode="escaped"><![CDATA[The facts are that more then half of marriages terminate and these once loving couples end up in divorce court, and a microscopic 5 percent have prenuptial agreements in place. Most of the perspective mates upon deliberation decide that if they bring the possibility of a prenup up to there would be intended, it suggests that they are planning for divorce, she concluded. She would investigate why couples were not protecting themselves with prenuptial agreements.]]></content>
  </entry>
  <entry>
    <title>Sign a Prenup, Don’t You Love Me!</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/prenuptial-agreement-news-19.aspx" />
    <modified>2006-09-21T00:00:00Z</modified>
    <issued>2006-09-21T00:00:00Z</issued>
    <created>2006-09-21T00:00:00Z</created>
    <summary type="text/plain">You are anticipating the big day, it’s not about money, it’s about love and out of nowhere, you are asked to sign a prenuptial agreement.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Don’t be insulted, if your future partner insists you sign a prenup, because it will protect you as well.</subject>
    <content type="text/html" mode="escaped"><![CDATA[You don’t want to make an issue of it; you’re a person of reason and logic, and realize your future mate’s family is putting the squeeze on him. But the very idea of being asked to do this has left you confused and upset.]]></content>
  </entry>
  <entry>
    <title>Appointing Your Health Care Agent in New York State</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/health-care-directive-article-4.aspx" />
    <modified>2006-09-20T18:10:28Z</modified>
    <issued>2006-04-04T00:00:00Z</issued>
    <created>2006-04-04T00:00:00Z</created>
    <summary type="text/plain">To make health care decisions for you if you lose the ability to make decisions yourself.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>The New York Health Care Proxy Law allows you to appoint someone you trust.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Your agent can also decide how your wishes apply as your medical condition changes. Hospitals, doctors and other health care providers must follow your agent's decisions as if they were your own. You may give the person you select as your health care agent as little or as much authority as you want. You may allow your agent to make all health care decisions or only certain ones. You may also give your agent instructions that he or she has to follow. This form can also be used to document your wishes or instructions with regard to organ and/or tissue donation.]]></content>
  </entry>
  <entry>
    <title>Why register my Living Trust</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/living-trust-article-9.aspx" />
    <modified>2006-09-20T18:09:50Z</modified>
    <issued>2006-04-17T00:00:00Z</issued>
    <created>2006-04-17T00:00:00Z</created>
    <summary type="text/plain">Most states do not require a settlor to register a living trust unless a real estate is involved in the trust and you need to transfer a deed of realty to trust.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>When you create a living trust your records are kept confidential until you register.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Around the country there are local probate courts that require the trustee to register. But there is no enforcement of these rules and no penalties or consequences. So it remains up to you, what you want to do]]></content>
  </entry>
  <entry>
    <title>What The Heck is a Prenuptial Agreement?</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/prenuptial-agreement-news-17.aspx" />
    <modified>2006-09-20T18:09:15Z</modified>
    <issued>2006-05-01T00:00:00Z</issued>
    <created>2006-05-01T00:00:00Z</created>
    <summary type="text/plain">It clearly lays out the economic and personal expectations before the marriage even takes place, leaving no surprises later. If the marriage fails it explains how the assets will be split up.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>It’s a different world in 2005. You can now enter into a contract before you’re married, called a prenuptial agreement. They have been around for thousands of years but probably never so defined, as now.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Majority of the states have adopted the Uniform Premarital Agreement Act. For the states that haven’t you should look into the law of the state, to see whether or not a contract can be entered into between the partners. Both parties must both be a financial position to enter into a contract and of an age that is acceptable in the state they live.]]></content>
  </entry>
  <entry>
    <title>Removing A Negative Credit Record</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/free-credit-report-news-4.aspx" />
    <modified>2006-09-20T18:08:36Z</modified>
    <issued>2006-05-17T00:00:00Z</issued>
    <created>2006-05-17T00:00:00Z</created>
    <summary type="text/plain">Send your dispute letter by CERTIFIED RETURN RECEIPT MAIL. This should not be done with the first attempt. Keep a record of when you sent the dispute letters and what date you should expect a response. If you have received no answer to your dispute after 30 to 37 days, send a certified return receipt letter requesting an updated credit report demanding the disputed credit record be deleted.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Consumers working on their credit reports say many times their letters are ignored by the credit bureaus. Consumer’s say even with proof a credit record is not theirs, its removal from their credit report can take three or four challenge letters, because the credit bureaus may have only verified it in their computers and not on the credit report.</subject>
    <content type="text/html" mode="escaped"><![CDATA[If the bureaus do not reply within the 30 days, it must be that the information was either inaccurate, or it could not be verified. In either case, according to the Fair Credit Reporting Act, the credit record must be immediately deleted from credit report.]]></content>
  </entry>
  <entry>
    <title>Your Personal Credit Report - How It Works and How To Make It Work for You</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/free-credit-report-news-39.aspx" />
    <modified>2006-09-20T18:07:57Z</modified>
    <issued>2006-06-02T00:00:00Z</issued>
    <created>2006-06-02T00:00:00Z</created>
    <summary type="text/plain">Remember that the credit bureaus are moneymaking businesses and are not affiliated with or working for the U.S. government. Their goal is to collect, maintain and sell financial information about Americans.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>The three major credit bureaus in the United States: Experian, TransUnion, and Equifax, are in the business of exchanging information. When you apply for a loan of any kind, the creditor requests your credit report from at least one of these bureaus. There are many other credit bureaus throughout the United States, but they are mainly affiliated with one of the major three.</subject>
    <content type="text/html" mode="escaped"><![CDATA[The credit bureaus receive information about you from your lenders. They have agreements with these lenders concerning exchanging information, and they require the credit grantors to pass the information that occurs during the history of your loan on to the credit bureau.]]></content>
  </entry>
  <entry>
    <title>About Credit Scoring</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/free-credit-report-news-1.aspx" />
    <modified>2006-09-20T18:06:28Z</modified>
    <issued>2006-06-18T00:00:00Z</issued>
    <created>2006-06-18T00:00:00Z</created>
    <summary type="text/plain">It seemed logical that the credit scoring system would provide some relief from the excessive load of paper necessary for home loans.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>You have probably heard about credit scoring if you have tried to get a loan recently. Credit scoring models have been used in the mortgage industry since 1994, when Fannnie Mae and Freebie Mac started using them for ease in gauging your ability to repay loans. They had been in use for a long time for auto lenders and credit card issuers.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Credit scoring models figure prominently in the future of how people obtain home mortgages. Most people know that most creditors use credit report agencies for obtaining information on a person when they have applied for any type of financing. However, there are actually two levels of credit reporting agencies.]]></content>
  </entry>
  <entry>
    <title>Marriage Is Good For Men</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/prenuptial-agreement-news-1.aspx" />
    <modified>2006-09-20T18:05:56Z</modified>
    <issued>2006-07-10T00:00:00Z</issued>
    <created>2006-07-10T00:00:00Z</created>
    <summary type="text/plain">The findings, which are scheduled to be presented this week at the annual meeting of the American Psychosomatic Society in Monterey, California, show that recently divorced and widowed men eat fewer vegetables, drink more alcohol, and are less likely to quit smoking than their married counterparts.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Men who become widowed or divorced may lose more than a spouse. They are also likely to give up a range of health habits that help protect against disease and early death, results of a study suggest.</subject>
    <content type="text/html" mode="escaped"><![CDATA[The study results support the idea that marriage is good for men. Research has shown, for instance, that divorced men are more likely to drink, smoke, commit suicide, develop Alzheimer's disease, and die prematurely.]]></content>
  </entry>
  <entry>
    <title>One More Time About Divorce</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/divorce-news-4.aspx" />
    <modified>2006-09-20T18:05:21Z</modified>
    <issued>2006-07-25T00:00:00Z</issued>
    <created>2006-07-25T00:00:00Z</created>
    <summary type="text/plain">Starting &amp;quot; to procedure of divorce &amp;quot;, we shall consider the reasons of occurrence of this phenomenon. And we shall start with a joke:</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Starting this chapter, I shall recede &amp;quot;tradition&amp;quot; as with terms here all is clear a little: divorce means simply divorce and anything other.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Why you want to divorce, madam? 
“Because I don’t have any more reasons to fight with my husband.”]]></content>
  </entry>
  <entry>
    <title>Money Is The Main Reason of Family Quarrels and Divorce</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/divorce-news-2.aspx" />
    <modified>2006-09-20T18:04:47Z</modified>
    <issued>2006-08-08T00:00:00Z</issued>
    <created>2006-08-08T00:00:00Z</created>
    <summary type="text/plain">In 1960 researchers started to ask Americans from all over the country, on a no-name’s basis, questions about their private lives, including their attitude toward money. Zagorsky found that many men had disagreements with their own wives concerning money.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>An Economist Jay Zagorsky from the University of Ohio (Ohio State) has analyzed the results of a 40-years research project during which he interviewed about 33,000 people.</subject>
    <content type="text/html" mode="escaped"><![CDATA[It was discovered that money was the most popular occasion for family quarrels and divorce. This is because husbands and wives have different representations about the family income and the income of each spouse. 
Husbands can exaggerate incomes, and to wives their debts. Thus, their spouses think that they make less than they say they do. Husbands and wives have different concepts of each other’s financial worlds.]]></content>
  </entry>
  <entry>
    <title>Spouse-Seekers</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/prenuptial-agreement-news-3.aspx" />
    <modified>2006-09-20T18:03:59Z</modified>
    <issued>2006-08-22T00:00:00Z</issued>
    <created>2006-08-22T00:00:00Z</created>
    <summary type="text/plain">Today's young Americans are on a quest to find their &amp;quot;soul mate,&amp;quot; compared with past generations that sought spouses with similar religious and social backgrounds, said a new survey from Rutgers University's National Marriage Project.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Single Americans want to marry someone who shares their innermost thoughts and feelings, rather than someone rich or of the same religion, a survey said on Wednesday.</subject>
    <content type="text/html" mode="escaped"><![CDATA["Seeking a compatible mate who shares similar values is not new, but what is new and surprising is that the soul mate ideal has become the most desired marital partner characteristic for this age group - surpassing religion, economics and even the ability to be a good mother or father," said David Popenoe, co-director of the National Marriage Project.]]></content>
  </entry>
  <entry>
    <title>Divorce 'Makes Men Richer'</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/divorce-news-1.aspx" />
    <modified>2006-09-20T18:03:20Z</modified>
    <issued>2006-09-06T00:00:00Z</issued>
    <created>2006-09-06T00:00:00Z</created>
    <summary type="text/plain">Men who stay married invariably end up poorer than those who leave their live-in partners, according to social researcher Cecile Bourreau-Dubois.</summary>
    <author>
      <name>Legal Helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>It makes financial sense for men to divorce or leave their partners, a study has found.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Mrs Dubois found that the effect of divorce on a man's bank balance even outweighed the financial benefits of either partner getting a better job. 
However, the reverse was true for women.]]></content>
  </entry>
  <entry>
    <title>Advantages of a Prenuptial Agreements</title>
    <link rel="alternate" type="text/html" href="http://www.legalhelpmate.com/news/prenuptial-agreement-news-2.aspx" />
    <modified>2006-09-20T18:02:32Z</modified>
    <issued>2006-09-20T00:00:00Z</issued>
    <created>2006-09-20T00:00:00Z</created>
    <summary type="text/plain">Prenuptial Agreement gives you the following advantages such as: Avoiding Litigation Costs, Fears of Family Members, Keepping the ownership of a family business, heirlooms, or other family assets within the family, Protection Against Creditors, Disposition of Property</summary>
    <author>
      <name>legal helpmate</name>
      <url>http://www.legalhelpmate.com</url>
      <email>
      </email>
    </author>
    <subject>Brief discussion of the advantages and various uses of prenuptial agreements.</subject>
    <content type="text/html" mode="escaped"><![CDATA[Prenuptial Agreement gives you the following advantages such as: Avoiding Litigation Costs, Fears of Family Members, Keepping the ownership of a family business, heirlooms, or other family assets within the family, Protection Against Creditors, Disposition of Property]]></content>
  </entry>
</feed>