Credit Report & Score
Related Information

OUR LEGAL INFORMATION WILL HELP YOU TO BETTER UNDERSTAND A YOUR CREDIT REPORT AND CREDIT SCORE ISSUES.

Identity Theft Survey Report 2003 - Contacts reporting Identity Theft.
· Among Identity Theft victims, the most commonly reported contact was with the company that had issued an existing credit card or other account that was misused or that issued a new account to the thief (43%). (This also includes contacts wi ...   More details

Identity Theft Survey Report 2003 - Credit bureaus contacted.
· Among Identity Theft victims, 22% said they contacted at least one credit bureau. Of those who contacted a credit bureau, 25% contacted a single credit reporting agency, 12% contacted two, and 57% contacted three or more agencies. (The rema ...   More details

Identity Theft Survey Report 2003 - Current status of misuse.
· At the time of the survey, 5% of victims were still experiencing misuse of their personal information. Another 2% were not sure if the misuse had stopped.
 
· Victims who had experienced four or more distinct misuses of thei ...   More details

Identity Theft Survey Report 2003 - Existing accounts misused.
· In total, 85% of ID Theft victims reported that one or more of their existing accounts had been misused.
 
· 67% of all victims said that they have had an existing credit card account misused. ...   More details

Identity Theft Survey Report 2003 - Fraud alert placed.
· Of the 22% of ID Theft victims who contacted credit bureaus, 62% said that a fraud alert was placed on their credit report at one or more of the credit bureaus.
 
· 70% of those who suffered “New Accounts & Other Frauds” ...   More details

Identity Theft Survey Report 2003 - How victims discovered ID Theft.
· The most common way victims discovered the misuse of their personal information was by monitoring the activity in their accounts. This includes examining monthly statements from banks and credit card issuers. 52% of all victims cited this a ...   More details

Identity Theft Survey Report 2003 - Incidence of Identity Theft, Past Year.
* Within the past year, 1.5% of those surveyed said that they had discovered that their personal information had been misused to open new accounts, to obtain new loans, or to commit theft, fraud, or other crimes. (“New Accounts & Other Frauds” ...   More details

Identity Theft Survey Report 2003 - Incidence of Identity Theft.
* 4.7% of American adults surveyed said that within the last 5 years they had discovered that they were the victim of an Identity Theft that involved the opening of new accounts or loans or committing theft, fraud, or other crimes using the victim’s ...   More details

Identity Theft Survey Report 2003 - Length of time to discover misuse.
* For approximately one-third of all victims, it took less than one week to discover that their personal information was being misused.
 
* Discovering the misuse was quickest for people who experienced misuse of existing noncredit card ...   More details

Identity Theft Survey Report 2003 - Misuses of personal information.
· 15% of all ID Theft victims reported that the identity thief used their information in nonfinancial ways.
 
· 4% of all victims said that they were aware that the thief provided the victim’s name and identifying information ...   More details