Credit Report & Score
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OUR LEGAL INFORMATION WILL HELP YOU TO BETTER UNDERSTAND A YOUR CREDIT REPORT AND CREDIT SCORE ISSUES

Finding credit report errors.
June 23, 2000: 11:48 a.m. ET by money.cnn
 
In a recent consumer report study more than half of the credit reports evaluated had errors in them. The errors ranged from the relatively minor to the more serious ones that could have a major i ...   More details

Five steps to better credit score.
Correct blatant mistakes. Your credit score is only as good as what shows up in your credit report. Review your reports from all three credit bureaus for accuracy once a year as well as several months before applying for a loan. Changing a mistake on ...   More details

Four componentsis are in credit report.
In general, your credit report has four components:
 
1. Identifying information, such as your name, Social Security number, current and previous addresses, telephone number, birth date, and employer. This information helps ensure that you ...   More details

FTC Issues Final Rule on Free Annual Credit Reports
The Federal Trade Commission has issued its final rule regarding free annual credit reports under the Fair and Accurate Credit Transactions Act (FACTA) and the Fair Credit Reporting Act (FCRA). FACTA, which was enacted on December 4, 2003, amends the ...   More details

Get best loan rate with mortgage preparation kit and Credit Report .
* A personal loan rate analysis * An online Credit Report + Credit Score * A professional home valuation * An analysis of your debt-to-income ratio Be prepared to negotiate with lenders!
 
Every year, nearly 50% of homebuyers pay a loan ra ...   More details

GET GO OF YOUR CREDIT WORRIES.
Limited time offer! Free Credit Alerts for 2004! We'll email you every time your report changes.
 
Identity theft, late payments, inquiries... your credit report can be a great cause of concern in today's world. ...   More details

Getting a copy of a credit report.
Each of the three major credit bureaus that operate nationwide - Equifax, Experian and TransUnion has a credit report on you. And because the credit bureaus can have different information and findings, many experts advise you to obtain your report fr ...   More details

Getting your credit scores.
Your scores, along with an explanation of how the score was derived, typically are available online for a small fee. You may want to call or check the Web sites of any of the three major credit bureaus (Equifax, Experian and TransUnion). Remember, yo ...   More details

Grand Theft Identity
Be careful, we've been told, or you may become a fraud victim. But now it seems that corporations are failing to protect our secrets. How bad is the problem, and how can we fix it? (By Steven Levy and Brad Stone)
 
July 4, 2005 issue - Mil ...   More details

Having a question or complaint involving a credit bureau.
First, try to resolve the matter with the credit bureau directly. If you're not satisfied, contact the FTC. The FTC does not resolve individual disputes, but it does provide useful information that may help consumers resolve their problems. Awareness ...   More details