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Credit Report Legal Articles

OUR LEGAL ARTICLES WILL HELP YOU TO BETTER UNDERSTAND A YOUR CREDIT REPORT AND CREDIT SCORE ISSUES

 
 

False Collection Practices
 
"A creditor may not use deceptive or misleading means in an effort to collect a debt.
1. Falsely implying that he is an attorney or government representative.
2. Falsely implying that you have committed a crime.
3. Saying correspondence is from an attorney when it is not. ..."
 
"False Collection Practices"                                               Read full story


How is Your Credit Score Computed?
 
"Certain information is found in your credit report. ...
... How Credit Score is Computed. Payment History, Outstanding Debt, Average balance, Credit History, Pursuit of new credit ..."
 
"How is Your Credit Score Computed?"                            Read full story


How to Handle a Declined Credit Card
 
"Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit, or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking. ..."
 
"How to Handle a Declined Credit Card"                               Read full story

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Credit report articles by title
 
   
About credit scoring
Credit report correction techniques
Credit Report. They have to know
Removing negative credit record
Steps to repair your credit
The Fair Credit Reporting Act
Understanding credit fraud
Fair credit reporting
The Department of Justice, Identity Theft and Fraud
Negative Credit Report Information
What I should do to avoid becoming a victim of identity theft
What I should do to avoid becoming a victim of identity theft - Part 2
Eligibility for a free credit report
Information that is included in my credit report
I should often check my credit report
A Credit Thesaurus - Part I
A Credit Thesaurus - Part II
Automatic Debit Scams
Avoiding Credit and Charge Card Fraud
Blocking your Credit / Debt Card
Credit Scoring and the Lending Industry
Credit Card Fraud
Credit Terminology
Dealing with Creditors
Deceptive Collection Practices
Mortgage and refinancing preparation made simple
Divorce and Your Credit Life
IFCC 2002 Internet Fraud Report
Protect Yourself from Checking Account Fraud
Take Care of your Credit Score
The Credit Bureau – Friend or Foe
Unauthorized Checking Debits
Unfair Collection Practices
What's In My Credit Score?
When Divorce Happens
Your Personal Credit Report - How it works and
how to make it work for you

 
 
 

NEWS

 
Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Different Ways to Zap Your Debt: Which Is for You?

NewsOK.com
American consumer debt has rebounded to prerecession levels, and the category that includes credit cards hit a record $1.02 trillion this summer. Maybe your credit card ... Debt consolidation. Several debts are rolled into one at a lower interest rate ...
Different Ways to Zap Your Debt: Which Is for You?

How Bad Is It to Max Out a Credit Card?

Madison.com
A consumer has a total of 12 credit cards with combined credit limits of $50,000, none of which has a carried balance. Since one of this person's cards with a $3,000 limit is offering excellent reward bonuses, he maxes out that individual card during ...
How Bad Is It to Max Out a Credit Card?

Denied a Small Business Loan? Here's How You Quickly Rebuild Credit

HuffPost
But it can also be a financial nightmare if you choose the wrong company,” American Consumer Credit Counseling notes. “At ACCC, we offer free credit counseling sessions where you can learn more about working with debt consolidation agencies, about ...
Denied a Small Business Loan? Here's How You Quickly Rebuild Credit
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