"A creditor may not use deceptive or misleading means in an effort to collect a debt.
1. Falsely implying that he is an attorney or government representative.
2. Falsely implying that you have committed a crime.
3. Saying correspondence is from an attorney when it is not. ..."
"Certain information is found in your credit report. ...
... How Credit Score is Computed. Payment History, Outstanding Debt,
Average balance, Credit History, Pursuit of new credit ..."
"Have you ever been told you were over your credit card limit, or had your debit
card declined, even though you knew you had available credit, or money in your bank
account? If this happened shortly after you stayed in a hotel or rented a car, the
problem could have been card "blocking. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Dodd-Frank Act defended by Geithner
Debtmerica Relief
This type of debt management plan helps provide consumers an alternative to bankruptcy while reducing your outstanding debt. Credit Counseling: There are a numerous options for consumers who want to start getting their finances under control after ...
Consumer debt average falls in 2011 – An insight into the phenomenon
NuWire Investor (blog)
2011 was a good year for consumer debts. Consumers on average reduced their credit card debt by 11% last year. In 2011, the average credit card balance was $6576, while the average credit card debt balance from 2010 was $7404, according to ...
Could credit card lenders see fee limit this year?
Debtmerica Relief
It is more important than ever for inquisitive consumers to have a very strong understanding of exactly what debt consolidation entails, and the impacts it can have on personal finances. Credit Counseling: There are a numerous options for consumers who ...