Whats In My Credit Score?
 
"Certain information is found in your credit report. This information falls roughly into these basic areas, which are listed below in order of importance. ..."
 
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Credit Report. When Divorce Happens
 
"A couple recently divorced. Their divorce decree stated that the husband would pay the balances on their three joint credit card accounts. Months later, after he neglected to pay off these accounts, all three creditors contacted the wife for payment. She referred them to the divorce decree, insisting that she was not responsible for the accounts.
The creditors correctly stated that they were not parties to the decree and that the wife was still legally responsible for paying off the couple's joint accounts. She later found out that the late payments appeared on her credit report. ..."
 
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Your Personal Credit Report - How it works and how to make it work for you
 
"The three major credit bureaus in the United States: Experian, TransUnion, and Equifax, are in the business of exchanging information. When you apply for a loan of any kind, the creditor requests your credit report from at least one of these bureaus. ..."
 
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