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Credit Report Legal Articles

OUR LEGAL ARTICLES WILL HELP YOU TO BETTER UNDERSTAND A YOUR CREDIT REPORT AND CREDIT SCORE ISSUES

 
 

Whats In My Credit Score?
 
"Certain information is found in your credit report. This information falls roughly into these basic areas, which are listed below in order of importance. ..."
 
"Whats In My Credit Score?"                                                                                              Read full story


Credit Report. When Divorce Happens
 
"A couple recently divorced. Their divorce decree stated that the husband would pay the balances on their three joint credit card accounts. Months later, after he neglected to pay off these accounts, all three creditors contacted the wife for payment. She referred them to the divorce decree, insisting that she was not responsible for the accounts.
The creditors correctly stated that they were not parties to the decree and that the wife was still legally responsible for paying off the couple's joint accounts. She later found out that the late payments appeared on her credit report. ..."
 
"When Divorce Happens"                                                                                                    Read full story


Your Personal Credit Report - How it works and how to make it work for you
 
"The three major credit bureaus in the United States: Experian, TransUnion, and Equifax, are in the business of exchanging information. When you apply for a loan of any kind, the creditor requests your credit report from at least one of these bureaus. ..."
 
"Your Personal Credit Report - How it works and how to make it work for you"                         Read full story

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Credit report  Read credit report related information
Credit report  Read Related Credit Report FAQ's

 
   
Credit report articles by title
 
   
About credit scoring
Credit report correction techniques
Credit Report. They have to know
Removing negative credit record
Steps to repair your credit
The Fair Credit Reporting Act
Understanding credit fraud
Fair credit reporting
The Department of Justice, Identity Theft and Fraud
Negative Credit Report Information
What I should do to avoid becoming a victim of identity theft
What I should do to avoid becoming a victim of identity theft - Part 2
Eligibility for a free credit report
Information that is included in my credit report
I should often check my credit report
A Credit Thesaurus - Part I
A Credit Thesaurus - Part II
Automatic Debit Scams
Avoiding Credit and Charge Card Fraud
Blocking your Credit / Debt Card
Credit Scoring and the Lending Industry
Credit Card Fraud
Credit Terminology
Dealing with Creditors
Deceptive Collection Practices
Mortgage and refinancing preparation made simple
Divorce and Your Credit Life
False Collection Practices
How is Your Credit Score Computed?
How to Handle a Declined Credit Card
IFCC 2002 Internet Fraud Report
Protect Yourself from Checking Account Fraud
Take Care of your Credit Score
The Credit Bureau – Friend or Foe
Unauthorized Checking Debits
Unfair Collection Practices

 
 
 

NEWS

 
Credit report correction techniques  

Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...

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Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...

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Credit scoring and the lending industry  

Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

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