"Consumers working on their credit reports say many times their letters
are ignored by the credit bureaus. Consumers say even with proof a
credit record is not theirs, its removal from their credit report can
take three or four challenge letters, because the credit bureaus may
have only verified it in their computers and not on the credit report."
Published: 2002/02/17
Feb, 17 2002 - "Removing negative credit record"
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"1. Obtain all three credit bureaus credit reports. 2. Read the
credit reports to identify troublesome credit records. 3. Dispute
those credit records on your credit report with the credit bureaus. ..."
Published: 2000/10/02
Oct, 02 2000 - "Steps to repair your credit"
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"All Federal Laws are in the consumer's favor and you will have the
advantage, especially with the Federal Fair Credit Reporting Act.
This is because when you dispute any information contained on your
credit report, the Credit Bureau must verify the accuracy of the
information with the creditor who reported the information within 30
days, or it will be removed. ..."
Published: 1999/03/21
Mar, 21 2003 - "The Fair Credit Reporting Act"
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Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Avoiding Mistakes After Bankruptcy
JD Supra (press release)
Living within a budget helps you keep your spending in check and will prevent the need to use credit for purchases. Your budget should be realistic and goal-oriented, and as specific to you as possible. Please see full article below for more ...
Protect yourself against credit repair scams
Examiner.com
Approximately 78% of credit profiles in the United States contain some sort of error or omission materially impacting credit worthiness. Absent self-help and the “do-it-yourself” approach, a consumer may hire a credit service organization (CSO) in the ...
Personal Bankruptcy Lawyers Forced to Reduce Rates as National Bankruptcy ...
MarketWatch (press release)
According to a recent business report from Bloomberg News, personal bankruptcy attorneys had to reduce retainer fees by an average of 9 percent in 2011 to adjust for the declining demand for bankruptcy protection. As Partner at one of the largest ...