"Credit card fraud: A thief goes through trash to find discarded receipts or
carbons, and then uses your account numbers illegally. A dishonest clerk makes
an extra imprint from your credit or charge card and uses it to make personal
charges. You respond to a mailing asking you to call a long distance number for
a free trip or bargain-priced travel package and you're told you must join a travel
club first and you're asked for your account number so you can be billed.
The catch! Charges you didn't make are added to your bill, and you never get your
"... What's Blocking?
When you use a credit or debit card to check into a hotel or rent a car, the
clerk usually contacts the company that issued your card to give an estimated
total. If the transaction is approved, your available credit (credit card) or
the balance in your bank account (debit card) is reduced by this amount.
That's a "block." Some companies also call this placing a "hold" on those
"The local credit reporting company receives a numerical score, along with the
information. The score represents many things, including a composite of the borrower's
credit history, employment, and ability to save. Most people don't know is that
their credit scores can change daily ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Saving energy and money
Valencia County News Bulletin
Also included in the service are free compact fluorescent light bulbs, the installation of faucet aerators and a low-flow shower head to reduce water usage without losing water pressure, a documented report on the walk-through findings including ways ...
Bringing Tech Culture to the Staid College Quad
New York Times
There are cheaper ways to get your textbooks for college, they just involve being a better shopper. Sites like Chegg, Bookrenter and Packback allow you to digitally buy or rent books as you need them. Video Credit By Rebekah Fergusson and Vanessa Perez ...
How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee
This can be anything from a billing rebate, to bonus points or miles, to a free hotel night. ... If you tell them the annual fee is your main concern, then they are more than likely going to offer some form of billing credit (if available) as their ...