"Credit card fraud: A thief goes through trash to find discarded receipts or
carbons, and then uses your account numbers illegally. A dishonest clerk makes
an extra imprint from your credit or charge card and uses it to make personal
charges. You respond to a mailing asking you to call a long distance number for
a free trip or bargain-priced travel package and you're told you must join a travel
club first and you're asked for your account number so you can be billed.
The catch! Charges you didn't make are added to your bill, and you never get your
"... What's Blocking?
When you use a credit or debit card to check into a hotel or rent a car, the
clerk usually contacts the company that issued your card to give an estimated
total. If the transaction is approved, your available credit (credit card) or
the balance in your bank account (debit card) is reduced by this amount.
That's a "block." Some companies also call this placing a "hold" on those
"The local credit reporting company receives a numerical score, along with the
information. The score represents many things, including a composite of the borrower's
credit history, employment, and ability to save. Most people don't know is that
their credit scores can change daily ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Editorial: Balukoff can bring needed pragmatism to Idaho
The Spokesman Review
His go-to solution has been to form task forces, or to call for studies. When the facts have come in, he's been too tentative. ... He signed an “ag-gag” bill that is an affront to free speech. He allowed guns on university campuses over ... To his ...
Rent-to-own offers easy answer, no solution for poor consumers
Rent-to-own offers easy answer, no solution for poor consumers ... In some ways, the business harks back to the subprime boom of the early 2000s, when lenders handed out loans to low-income borrowers with little credit history. But while people in ...
How to get started with Apple Pay
Your credit cards are managed within Passbook, so open that up. With the update, you'll see a new option to add credit and debit cards. Apple's made it easy to link whatever credit card you use with iTunes to Passbook. You'll just have to enter your ...