"Credit card fraud: A thief goes through trash to find discarded receipts or
carbons, and then uses your account numbers illegally. A dishonest clerk makes
an extra imprint from your credit or charge card and uses it to make personal
charges. You respond to a mailing asking you to call a long distance number for
a free trip or bargain-priced travel package and you're told you must join a travel
club first and you're asked for your account number so you can be billed.
The catch! Charges you didn't make are added to your bill, and you never get your
"... What's Blocking?
When you use a credit or debit card to check into a hotel or rent a car, the
clerk usually contacts the company that issued your card to give an estimated
total. If the transaction is approved, your available credit (credit card) or
the balance in your bank account (debit card) is reduced by this amount.
That's a "block." Some companies also call this placing a "hold" on those
"The local credit reporting company receives a numerical score, along with the
information. The score represents many things, including a composite of the borrower's
credit history, employment, and ability to save. Most people don't know is that
their credit scores can change daily ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Growth Capital Conference Returns July 31
At a recent GCC event, several companies, ranging from mobile app developers to a manufacturer of completely recyclable pill bottles (made out of corn) to a new credit card designed to make it easier for immigrants to cash checks and send money back ...
Pitfalls every first-time credit card applicant should know
Solution: Take advantage of introductory low-interest offers and you can switch to a card offering a better rate when the deal runs out. Barclaycard Initial (0pc for six months) and the Luma Credit Card (0pc until October 2014) offer interest-free...
Legislators Propose Interest Rate Cap, But Will It Work?
Credit.com News (blog)
... and fees can be all over the map, so to speak. Reps. Cartwright and Cohen and their Senate colleagues hope to change all that. Free Credit Score Free Credit ScoreGet your FREE Credit Score & More in less than 90 seconds. FREE and updated every 30 ...