"Credit card fraud: A thief goes through trash to find discarded receipts or
carbons, and then uses your account numbers illegally. A dishonest clerk makes
an extra imprint from your credit or charge card and uses it to make personal
charges. You respond to a mailing asking you to call a long distance number for
a free trip or bargain-priced travel package and you're told you must join a travel
club first and you're asked for your account number so you can be billed.
The catch! Charges you didn't make are added to your bill, and you never get your
"... What's Blocking?
When you use a credit or debit card to check into a hotel or rent a car, the
clerk usually contacts the company that issued your card to give an estimated
total. If the transaction is approved, your available credit (credit card) or
the balance in your bank account (debit card) is reduced by this amount.
That's a "block." Some companies also call this placing a "hold" on those
"The local credit reporting company receives a numerical score, along with the
information. The score represents many things, including a composite of the borrower's
credit history, employment, and ability to save. Most people don't know is that
their credit scores can change daily ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Redwood Credit Union Review: Join for a Variety of Deposit and Loan Products
Go Banking Rates
But as you might discover, not all banks offer the most cost-effective solutions. If you're looking for ... Redwood Credit Union offers members three checking account options: Free Checking, Dividend Checking and High Balance Dividend Checking. There ...
Bill Belichick's magic act worthy of honor
It's a credit to the players' mental toughness and resolve, but it also goes back to living by the coach's mantra, playing until the final whistle and not wanting to upset the guy in the hoodie. “He never flinches,'' veteran defensive end Andre Carter ...
Avoiding airline fees this holiday (or any) season
Some solutions: Buy a "bundled fare" on American: Consider booking American's Choice Plus and Essential fares. It's not exactly "avoiding" fees, just a way to bundle them for less. For $68 more round-trip, Choice Essential fares include a checked bag ...