"Credit card fraud: A thief goes through trash to find discarded receipts or
carbons, and then uses your account numbers illegally. A dishonest clerk makes
an extra imprint from your credit or charge card and uses it to make personal
charges. You respond to a mailing asking you to call a long distance number for
a free trip or bargain-priced travel package and you're told you must join a travel
club first and you're asked for your account number so you can be billed.
The catch! Charges you didn't make are added to your bill, and you never get your
"... What's Blocking?
When you use a credit or debit card to check into a hotel or rent a car, the
clerk usually contacts the company that issued your card to give an estimated
total. If the transaction is approved, your available credit (credit card) or
the balance in your bank account (debit card) is reduced by this amount.
That's a "block." Some companies also call this placing a "hold" on those
"The local credit reporting company receives a numerical score, along with the
information. The score represents many things, including a composite of the borrower's
credit history, employment, and ability to save. Most people don't know is that
their credit scores can change daily ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
How to Bounce Back From a Financial Crisis
U.S. News & World Report
"Call the bank holding your home and car loans, as well as call your credit card companies to see if you qualify for a lower rate and lower payment on any of your debts and obligations," says Jon Ulin, a certified financial planner and managing ...
Apple Has Turned Your Phone Into a Credit Card
New York Magazine
That includes consumer-goods stores (who want to collect your spending data and reduce the fees that credit-card companies charge them for processing transactions); credit-card companies (who want to remain at the heart of payments processing and ...
Give Chiefs credit for recognizing Husain Abdullah's ability
KANSAS CITY, Mo. -- After lousy play at free safety helped cause a defensive meltdown the last half of last season and in the playoff loss, the Kansas City Chiefs were under plenty of pressure to find a quality replacement for Kendrick Lewis. It made ...