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Credit Report Legal Articles

OUR LEGAL ARTICLES WILL HELP YOU TO BETTER UNDERSTAND A YOUR CREDIT REPORT AND CREDIT SCORE ISSUES

 
 

Credit Card Fraud
 
"Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge. ..."
 
"Credit Card Fraud"                                                    Read full story


Credit Terminology
 
"What is this: The Cost Of Credit, Balance Transfer, Daily Periodic Rate, Finance Charge, Minimum Payment and more ..."
 
"Credit Terminology"                                                 Read full story


Dealing with Creditors
 
"A sudden illness or the loss of your job may make it impossible for you to pay your bills on time. Whatever your situation, if you find that you cannot make your payments, contact your creditors at once. Try to work out a modified payment plan with your creditors that reduce your payments to a more manageable level. If you have paid promptly in the past, they may be willing to work with you. Don't wait until your account is turned over to a debt collector. At that point, the creditor has given up on you. Most creditors don't want to spend time and money to collect delinquent accounts - all they want is their money! Therefore, in most cases, your creditors will be willing to work with you through your crisis. ..."
 
"Dealing with Creditors"                                            Read full story

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Credit report articles by title
 
   
About credit scoring
Credit report correction techniques
Credit Report. They have to know
Removing negative credit record
Steps to repair your credit
The Fair Credit Reporting Act
Understanding credit fraud
Fair credit reporting
The Department of Justice, Identity Theft and Fraud
Negative Credit Report Information
What I should do to avoid becoming a victim of identity theft
What I should do to avoid becoming a victim of identity theft - Part 2
Eligibility for a free credit report
Information that is included in my credit report
I should often check my credit report
A Credit Thesaurus - Part I
A Credit Thesaurus - Part II
Automatic Debit Scams
Avoiding Credit and Charge Card Fraud
Blocking your Credit / Debt Card
Credit Scoring and the Lending Industry
Deceptive Collection Practices
Mortgage and refinancing preparation made simple
Divorce and Your Credit Life
False Collection Practices
How is Your Credit Score Computed?
How to Handle a Declined Credit Card
IFCC 2002 Internet Fraud Report
Protect Yourself from Checking Account Fraud
Take Care of your Credit Score
The Credit Bureau – Friend or Foe
Unauthorized Checking Debits
Unfair Collection Practices
What's In My Credit Score?
When Divorce Happens
Your Personal Credit Report - How it works and
how to make it work for you

 
 
 

NEWS

 
Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Bankruptcy Is the cost of bankruptcy forcing people into DMP

Beat My Debt
Even though the overall number of people declaring themselves insolvent has fallen between 2010 and 2011, it seems that the reason for this is that many are being forced to seek alternative informal debt management solutions because of the prohibitive ...
Bankruptcy Is the cost of bankruptcy forcing people into DMP

Loan Modification Short Sale and Foreclosure Tax Consequences

MarketWatch (press release)
Bender, who currently works as a short sale realtor in San Diego and is affiliated with Trinity Homes and Investments, informs distressed homeowners the Mortgage Forgiveness Debt Relief Act is expiring December 31st, 2012.
Loan Modification Short Sale and Foreclosure Tax Consequences

InCharge Launches New Website for Consumers who Need Relief from Debt or ...

Sacramento Bee
InCharge Debt Solutions, a 501(c)(3) nonprofit organization, provides free bankruptcy counseling, credit counseling, and housing counseling services to consumers and servicemembers in need of financial literacy education, money management guidance, ...
InCharge Launches New Website for Consumers who Need Relief from Debt or ...
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