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Credit Card Fraud
"Credit and charge card fraud costs cardholders and issuers hundreds of millions of
dollars each year. While theft is the most obvious form of fraud, it can occur in
other ways. For example, someone may use your card number without your
knowledge. ..."
"Credit Card Fraud"
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Credit Terminology
"What is this: The Cost Of Credit, Balance Transfer, Daily Periodic Rate,
Finance Charge, Minimum Payment and more ..."
"Credit Terminology"
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Dealing with Creditors
"A sudden illness or the loss of your job may make it impossible for you to pay your
bills on time. Whatever your situation, if you find that you cannot make your payments,
contact your creditors at once. Try to work out a modified payment plan with your
creditors that reduce your payments to a more manageable level. If you have paid
promptly in the past, they may be willing to work with you. Don't wait until your
account is turned over to a debt collector. At that point, the creditor has given up
on you. Most creditors don't want to spend time and money to collect delinquent
accounts - all they want is their money! Therefore, in most cases, your creditors
will be willing to work with you through your crisis. ..."
"Dealing with Creditors"
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