"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Debt Consolidation USA Shares The Downside Of Getting A House
Insurance News Net
Debt Consolidation USA explains in a recent article published last July 23, 2014 how getting a house is not always a good idea. The article titled "Here's The Truth: Buying A House Is Not Always A Good Investment" shares some tips to know when ...
Action Line: Do your homework before hiring debt consolidation company
When looking for a reputable company, know that there are some out there that advertise they are a debt consolidation provider, when in fact they provide debt management. The companies try to cash in on people not recognizing the difference between ...
The rise of student loan consolidation scams (and options for actual help)
Here's a handful of student loan numbers for you. According to the Consumer Financial Protection Bureau, current student loan debt is nearing $1.2 trillion. An estimated 7 million borrowers are now in default; behind on $100 billion in debt. All of ...