"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Should I Pay Off My Boyfriend or Girlfriend's Credit Card Debt?
Once they have a plan, suggest debt consolidation options, like balance transfer credit cards. If you want back-up, recommend a licensed credit counselor. And while it's a bad idea to put your own money toward your partner's debt, you can help them put ...
Should I Use a 0 Percent Balance Transfer Card for Medical Bills?
A zero balance transfer credit card can help pull you out of credit card debt, but using it for medical bills is a last ditch, end-of-the-line solution for debt consolidation. A credit card balance transfer is the movement of a balance on a high ...
Consolidating Credit Card Debt: Know Your Options First
If your high credit card debt is stressing you out, you might be thinking about making a balance transfer or consolidating your debt. Credit card consolidation means you take on one kind of debt with favorable terms in order to pay off several credit ...