Deceptive Collection Practices
 
"Saying correspondence is from an attorney when it is not. Threatening to take action that is not legal or that the creditor does not intend to take. Misrepresenting your credit information or failing to communicate that you are disputing a debt. Failure to disclose clearly in all communication that the debtor is attempting to collect a debt and that any information obtained will be used for that purpose. ..."
 
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Mortgage and refinancing preparation made simple
 
"Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance process and can potentially save thousands on your loan. Improve your financial profile now so you can take advantage of the low interest rates before they disappear. Start by checking your credit ..."
 
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Divorce and Your Credit Life
 
"You may want to look closely at issues involving credit if you've recently been through a divorce - or are contemplating one. Understanding the different kinds of credit accounts opened during a marriage may help show you the potential benefits and pitfalls of each. ..."
 
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