"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Strategies For Debt Consolidation Loans
Debt consolidation loans allow people to roll their debt balances into one loan, presumably with a lower interest rate, says Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling. “This is convenient because you just have one ...
Homeowners challenging lenders' right to collect
Insurance News Net
... homeowner Paul Onder has been in a stand-off with the Utah -based debt collector Select Portfolio Services for four years over the same question: Who owns the mortgage? He said he hasn't made a payment on his $450,000 debt consolidation loan since ...
Debt Consolidation USA Explains Retirement Planning
Insurance News Net
Debt Consolidation USA shared in a recent article published last August 27, 2014 some insights on how consumers are dealing with retirement. The article titled "Important Considerations When Planning To Work In Retirement" explains some of the ...