"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
What's the Best Way to Consolidate Debt?
Basically, debt consolidation takes debt you have from more than one source, such as multiple credit cards, and combines it into one lump sum. This makes it easier to pay off debt because you are no longer bound to multiple payments and due dates each ...
MoneyHero.com.hk Launches State-of-the-Art Online Service to Compare ...
Hong Kong, Feb 26, 2015 - (ACN Newswire) - MoneyHero.com.hk has launched a new online personal loan calculator to help Hong Kong people save money and get better deals by comparing the details of personal loans from more than 20 banks.
Is Debt Consolidation Right for You?
If your credit card debt is piling up and you can barely make the minimum payments each month, you may want to look into debt consolidation. This process involves getting a debt consolidation loan or a new credit card that allows you to combine all ...