"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
UAE debt consolidation: Fifty per cent limit marks cut-off point
In the wake of the past global banking crisis the UAE brought in a series of laws to help to prevent people from getting into excessive debt. One of those was the 50 per cent debt burden ratio, which means your repayments for all loans and credit cards ...
Puerto Rico to Offer Universal Debt Exchange Plan to Creditors
There will probably be a consolidation of repayment sources to pay off the new debt, she said. As Puerto Rico faces debt payments in less than two weeks, the bank and its advisers are seeking to present an acceptable transaction proposal to the ...
The truth and lies about those debt consolidation offers
Whether it's credit cards, medical bills, or financial problems after a divorce, debt is a real problem for American households. The average U.S. household carries $16,000 in credit card debt. Those ads from debt consolidation companies make it sound ...