"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
Can I Use One Loan to Pay Off Another?
Credit.com News (blog)
Although there aren't many rules to govern debt consolidation loans or how the money is used, there may be lender-specific policies to be aware of, says Michael Bovee founder and president of the free online self-help guide, Consumer Recovery Network.
Your Money blog: Is debt consolidation in the UAE really worth it?
The National (blog)
There has been a lot of talk in recent months about debt consolidation. Many borrowers who find themselves drowning in debt, are eager to approach their bank or another financial institution to consolidate all their loans and credit cards into one payment.
Consider This Before Taking Out A Debt Consolidation Loan
Debt consolidation is the process of refinancing multiple balances into a single loan. You can take out one loan for the total amount of your current debt, then repay your existing debts with the funds from the new loan. Finally, you're left with just ...