Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report

credit report Legal Document Preparation Service free online credit report
  legal information   LEGAL INFORMATION
  legal dictionary   LEGAL DICTIONARY
  Lawyer Directory   LAWYER DIRECTORY

free credit report - credit score - online credit report - credit report repair - free credit history - credit bureau report - consumer credit report

  LEGAL FORM SERVICE FREQUENTLY ASKED QUESTIONS LEGAL ARTICLES & NEWS FIND LAWYER CONTACT US ACCESS MY ACCOUNT lock

LEGAL DOCUMENT SERVICE

Free credit report   Credit Report
Power of Attorney   Power of Attorney
Health Care Directive   Health Care Directive
Revocable Living Will   Living Will
Prenuptial Agreement   Prenuptial Agreement
Revocable Living Trust   Living Trust
Bill of Sale Forms   Bill of Sale
Promissory Note Forms   Promissory Note
Divorce Online Divorce Forms   Divorce Online
Immigration Forms   Immigration Forms

menu item
   

LEGAL RESOURCES

LEGAL RESOURCES
menu item   Legal Dictionary
Find a lawyer   Find a Lawyer or Law Firm
Find a lawyer   Law Books
Legal news and crime stories   Legal News & Crime Stories 
government forms   Government Forms & Docs
Legal discussion board   Discussion Board
Legal RSS / ATOM Feeds   Legal RSS / ATOM Feeds
My Shopping Cart   Log in to your account
 
free credit report  

Online Credit Report
with Credit Score

Legal Helpmate® GIVES YOU RESOURCES THAT ALLOW YOU TO FIND OUT YOUR CREDIT REPORT AND CREDIT SCORE

 
 

What is a Credit Score? The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information compiled by them is used to determine whether you would be a good borrower. It may also be used by a business to decide whether you would be a good employee.

 
 
 Why you need to see your Credit Report?
 
  corner

Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates.

Another reason why you need to see your credit report is to know if credit report contains errors. Mistakes do happen. Most people have forgotten a payment or two, but it's quite different when somebody else's mistakes cause false delinquencies and problems on your report. Fixing such errors is important because unfavorable information on your credit report, whether it is accurate or a mistake, affects your ability to borrow money.

Identity theft is a crucial reason to know what is on your credit report. Identity theft is a crime in which someone pretends to be you by obtaining key pieces of information such as your Social Security and driver's license numbers, and obtains a credit card or a loan, merchandise or services in your name. You are left with a ruined credit history. Last year, the identity of an estimated 7 million Americans was stolen. The easiest way to find out if you are a victim is to see your credit report. The longer you are not aware of what is happening, the more time-consuming and complicated becomes the task of repairing the damage.

 
  corner
How to Read Credit Report
How to Read Credit Score & Analysis
How to Read Credit Report and Debt Analysis
How to Read 3-in-1 Credit Report

 
Credit report, free credit report, free online credit report Do you want a free Credit Report?
Do you want an online Credit Report?
Do you want a free online Credit Report?
Would you like to do your own Credit Check?
 
* Credit Card Debt Consolidation
Helping you repay your credit card debt in a timely fashion.
 
Credit report, free credit report, free online credit report
    Get Credit Report
  • Do you want a free Credit Report?
  • Do you want an online Credit Report?
  • Do you want a free online Credit Report?
  • Would you like to do your own Credit Check?
  • Are you ready to find out your Credit Score?
  • Do you want to make your Credit Score higher?
  • Do you want to repair your Credit History online?
Credit report, free credit report, free online credit report
 How do you use your credit report?
 
  corner

You can correct errors. Imagine that you are punctual in your payments, but for some reason one is reported as late. The Fair Credit Reporting Act requires that both the credit bureau and the reporting business correct mistakes or incomplete information on your report. But you have to let them know in writing. If any creditor agrees there is a mistake, they must notify the other credit bureaus so they can correct the information in their files. If the disputed item cannot be verified, it must be deleted from your files. We can inform you in greater detail on the steps to be taken to clear mistakes in your credit report.

 
  corner

Legal Helpmate® gives you resources that allow you to find information about Banking and Finance Law, Credit Report and Credit History affairs and to understand what is Credit Score and Identity theft:

Credit report, free credit report, free online credit report * Read credit report info
* Read credit report news
* Read credit report FAQ's
* Discussion Board
 
 
 

Top page

 
 

NEWS

 
Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

After Equifax Hack, Calls For Big Changes In Credit Reporting Industry

NPR
This past spring, David Mifflin looked at his credit report online and saw that something wasn't right. There were inquiries from Chase Bank about an application for a credit card that someone was trying to open in his name. Mifflin, who lives in San ...
After Equifax Hack, Calls For Big Changes In Credit Reporting Industry

5 ways to improve your credit -- fast

CNNMoney
The credit reporting companies have to investigate the disputed items (unless they find them to be frivolous) in a timely manner -- usually within 30 days of the complaint. Once the investigation is closed, the agency has to give you a copy of the ...
5 ways to improve your credit -- fast

After breach, these are scariest things on your credit reports to keep safe

USA TODAY
Monitoring your credit reports should be like flossing: a routine that's not fascinating but that can help prevent something painful from developing. So if an account that's not yours pops up, be as alarmed as if you had hit a nerve. It could suggest ...
After breach, these are scariest things on your credit reports to keep safe

5 Common Student Loan Credit Reporting Errors -- And How To Fix Them

Forbes
Every student loan borrower should know how their student loan debt affects their credit history and credit score — from how much missing a payment could ding their credit score to whether refinancing student loans affects credit at all. But it's not ...
5 Common Student Loan Credit Reporting Errors -- And How To Fix Them
LEGAL INFORMATION LEGAL FORMS SITEMAP LEGAL FEEDS LEGAL BLOGS LEGAL DISCLAIMER CONTACT US