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Credit Report and Score<br>Related Legal Information  

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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you

 
 

Do Credit Reporting agencies maintain joint accounts for spouses?


No. The Credit Reporting agencies maintain individual credit files for each U.S. resident. They do not maintain joint files for spouses. Therefore, your Credit Report is separate and different from that of your spouse.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

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