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Free Credit report, Will most lenders approve a loan or line of credit if the credit score is equal to or greater than 720?

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Credit Report and Score<br>Related Legal Information  

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Will most lenders approve a loan or line of credit if the Credit score is equal to or greater than 720?


The factors for accepting loans may be very different depending on creditor. Some creditors will only provide with loans to low-risk Consumers; others extend loans to high risk Consumers.
 
There are many different risk score models with different scales, so a 720 on National Equivalency Credit score might be good but a 720 might represent high risk in FICO Score.
 
The number you get is important but it can mean different position in the range. For example the FICO score range is from 300  850 but other score model can start be between 100  1000. As you see when your Credit score is 720 you should know also the range and major factors use in Credit score model.
 
The creditors should be able to define what the Credit score number represents, whether it is good or bad factor, and more importantly provide with the risk factors that show what from your credit history most impacted the score at the time it was determined.
 
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Credit report correction techniques  

Credit report correction techniques

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Basic rights under The Fair Credit Reporting Act  

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Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

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Bank Of America (BAC) Posts Q1 adj.-EPS of 35c

StreetInsider.com (subscription)
1Q14 Net interest income 2, 3 $10.3 Noninterest income 12.5 Total revenue, net of interest expense 2, 3 22.8 Noninterest expense 22.2 Pre-tax, pre-provision earnings 2 0.5 Provision for credit losses 1.0 Loss before income taxes (0.5) Income tax ...
Bank Of America (BAC) Posts Q1 adj.-EPS of 35c

Capital One Financial made Minor Changes to its Mortgage Interest Rates on ...

Morning News USA
The mortgage shoppers visiting the local branches of Capital One Financial Corp (NYSE: COF) this Wednesday will find no change in the lending rates at which new home purchase and refinancing loan options are advertised in the loan books. While the ...
Capital One Financial made Minor Changes to its Mortgage Interest Rates on ...
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