Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Signs you are being scammed.
1. A company charges an upfront fee of more than $50 before it has produced results. The Credit Repair Organizations Act makes it ilLegal for companies to charge a fee until their services have been performed.
2. A company offers to create a new identity using an EIN (employee identification number) or create a new credit file for you. That's illegal.
3. A counselor offers to improve your credit rating or remove information from your Credit Report. Only the original credit grantor can change information.
There are some absolutely legitimate credit help services, such as Consumer Credit Counseling Services (800-388-2227) and Cambridge Credit Counseling (800-897-2200) that can assist you in dealing with creditors, lowering finance charges and establishing consolidated repayment plans. Stick with these reputable services. If you think you've been scammed contact the Federal Trade Commission at (202) FTC-HELP.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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LIFESTYLE: When A Man Is Dating You For Your Money; The Warning Signs
Premium Times
One or more of these in a man, are signs you are dating a financial opportunist. Be careful! Men who exhibit these traits are smooth and suave. There is every chance you have fallen under his charm despite his exploitation and it may be arduous to ...
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Focus on finance: How to avoid fraud when managing retirement finances
Elizabethtown News Enterprise
Be alert to telemarketing scams, which often involve offers of free prizes, low-cost vitamins/health care products or inexpensive vacations. Look for telemarketing fraud warning signs such as the caller saying: “You must act now or the offer won't be ...
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