Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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How identity thieves use your personal information.
• They call your credit card issuer and, pretending to be you, ask to change the mailing address on your credit card account. The imposter then runs up charges on your account. Because your bills are being sent to the new address, it may take some time before you realize there’s a problem.
• They open a new credit card account, using your name, date of birth and SSN. When they use the credit card and don’t pay the bills, the delinquent account is reported on your Credit Report.
• They establish phone or wireless service in your name.
• They open a bank account in your name and write bad checks on that account
• They file for bankruptcy under your name to avoid paying debts they’ve incurred under your name, or to avoid eviction.
• They counterfeit checks or debit cards, and drain your bank account.
• They buy cars by taking out auto loans in your name.
• They give your name to the police during an arrest. If they’re released from police custody, but don’t show up for their court date, an arrest warrant is issued in your name.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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It's cyber security awareness month. How safe are you?
Detroit Free Press
WalletHub, which is based in Washington D.C., compared all 50 states and the nation's capital this week using a data that looked at identity theft, fraud and public policy aimed at keeping personal information out of the hands of thieves. ... To avoid ...
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What to Do If Your Financial Information Is Stolen
NBCNews.com
Contrary to what movies portray, the most common crimes are not Taken-style abductions or home invasions, but the theft of personal information. In fact, last year, identity theft and fraud cost consumers more than $16 billion, with about 15.4 million ...
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