Do not forget to check records in your in credit report
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Information that is included in my credit report
Your personal credit report contains such information as your name, current and previous addresses, phone number, Social Security number, date of birth, and current and previous employers. Your spouse's name may appear on your version of the credit report, but it will not appear on the version that is provided to others. This information comes from your credit applications, so its accuracy depends on your filling out the forms clearly, completely and consistently each time you apply for credit.
It will show specific information about each account such as the date opened, credit limit or loan amount, balance, monthly payment and payment pattern during the past several years. This information comes from companies that do business with you.
Federal district bankruptcy records and state and county court records of tax liens and monetary judgments will also be included, as this information comes from public records.
Your credit report will also show the names of those who have obtained a copy of your credit report This information comes from the credit reporting agency.
Your credit will show statements of dispute. These statement give both consumers and creditors the opportunity to report the factual history of an account. Statements of dispute can only be added after a consumer officially disputes the status of an account, the account has been reinvestigated, and the consumer and creditor cannot agree about the account status. Both the consumer's and creditor's statements of the account status will appear on the credit report.
Most credit reports do not contain data about race, religious preference, personal lifestyle, political preference, medical history, friends, criminal record or any other information unrelated to credit.
"Eligibility for a free credit report."
All credit report news
* Read credit report related information
* Read Related Credit Report FAQ's
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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Student loan companies reach $21.6 million settlement over dubious debt collection lawsuits
Washington Post
Thousands of people who have been sued over past-due education debt are set to receive restitution from a $21.6 million government settlement with one of the largest owners of private student loans, National Collegiate Student Loan Trusts. On Monday ...
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